Análise bibliométrica da produção acadêmica em educação financeira nas pesquisas brasileiras no período : 2018 – 2023

Abstract

Financial education is essential to enable individuals to make informed decisions regarding their personal finances, promoting effective financial management and preventing debt. The objective of this study is to analyze, through a bibliometric study, the evolution of knowledge in financial education in Brazilian research, from 2018 to 2023. Our research identifies trends, gaps and implications of research in financial education in the Brazilian context between 2018 and 2023. We analyze variables, including the number of studies carried out, the demographics of the authors, the publication journals and the volume of articles. Additionally, we compared national production with international production to highlight Brazil's position in the global scenario of research in financial education. The results revealed the urgent need for a more proactive approach by public, governmental entities and institutions in disseminating financial knowledge to the population. The lack of significant initiatives in this regard is evident and deserves special attention, considering the potentially harmful impacts of lack of financial control, such as depression, social isolation and family disintegration. Financial education is an essential component for the formation of a financially conscious and autonomous society. As a contribution, the importance of incorporating financial education principles into educational programs and public policies is highlighted, in order to enable people to manage their finances effectively, save money and make informed financial choices. The methodology adopted in this work is based on bibliometrics to examine academic production on financial education in Brazil between 2018 and 2023. The process includes the definition of key terms, identification of relevant repositories, and selection and analysis of materials. The research documents trends, methodologies and gaps in the literature, employing a qualitative approach to explore the impact of financial education and propose guidelines for its inclusion in educational systems.