O impacto da inflação, como fator de desvalorização monetária, em vendas parceladas de cartão de crédito em uma média empresa

Abstract

This work has as main objective, to evaluate and understand the impact of inflation in the monetary devaluation of the credit card installments, from the point of view of small companies. It was sought, through this research, to prevent entrepreneurs from possible losses caused by the devaluation of future amounts receivable. To this end, specific objectives were defined that would allow exploring the concepts of inflation and price index, the most recent historical context of SMs, and the general context of the use of credit cards in purchases in the Brazilian market. The research is quantitative, exploratory and descriptive in relation to the problem presented. The sample studied in the form of a case study is limited to a single company called “X”. Data collection took place through analysis of term sales reports issued by the administrative system of the company in question. The data were measured and treated using specific formulas, with their results tabulated and analyzed, finally showing the inflationary impacts on the economy of the company in question. Based on the results, suggestions were made on how to protect the company from the damage of inflation.