Ciclos econômicos : uma análise do mercado financeiro brasileiro

Abstract

Brazil is currently experiencing high levels of unemployment, low interest rates, controlled inflation and stable activity, natural from a process of economic contraction, stage three of a traditional economic cycle. The concept has been studied and disseminated by several authors over the centuries and the understanding of these effects makes a total difference in the construction of an investment portfolio. Thus, the objective of this paper is to understand how Brazilians are investing their resources in this scenario, discussing what are the investment opportunities in the Brazilian financial market, based on the economic cycle model. The research will have a quantitative approach, with descriptive objectives and documentary method through secondary data, mainly from official sites such as BCB, CVM, among others. The research concluded that the Brazilian investor invests primarily in savings accounts, fixed income securities and investment funds. Thus, the work was able to contribute to the most evident risk-return investment suggestions, such as publicly traded CIA shares, inflation bonds, multi-market funds and structured operations - regardless of investor suitability - thus ending and characterizing a diversified portfolio appropriate to the conjuncture.