O perfil do endividamento dos discentes dos cursos de administração e ciências contábeis da UFS campus Itabaiana

Abstract

The high levels of indebtedness is one of the main problems faced by most Brazilian families, knowing the profile of indebtedness is one of the first steps to achieve the longed-for financial stability. This work aims to identify the indebtedness profile of students of the Administration and Accounting Sciences courses at the Federal University of Sergipe, Campus Itabaiana. Regarding the methodological aspects, this research is classified as descriptive and quantitative in nature. The sample used was the stratified probabilistic, and was composed of 353 students, 185 of them in the Administration course and 168 in the Accounting course. In data collection, the questionnaire technique was used. The collected data were treated in an Excel spreadsheet, to be better interpreted. In performing the hypothesis test, logistic regression and the statistical test of difference in means were used, using the statistical software Stata 16.1. It can be concluded that the debt profile among the researched group, occurs more frequently among female students, aged between 18 and 25 years, Catholics, who have at least one dependent. With regard to the course, the results analyzed showed that students of accounting sciences are more indebted than those of administration.